we have not seen what happens when you hit the button unforgiveness read ideally it would be spelled out. what is spelled out clearly is that government workers and 501(c)(3) workers qualify. as we get closer to the forgiveness point and people are trying to get the paperwork in order that is where we are seeing confusion. that is sort of being worked out as we speak. host: our guest is with us to talk about the public service and loan forgiveness and questions on whether that will happen or not. you want to ask her questions it is (202) 748-8001 four republicans. (202) 748-8000 for democrats. for independents, (202) 748-8002 . is it specific to the trump administration or was this something that started happening in the obama administration? guest: this predates the trump administration. the aba, the american bar association, a membership organization for lawyers, filed a lawsuit alleging that some lawyers who have loans approved for forgiveness were later reneged upon. the government said your loans qualify, you will have them forgiven and 10 years if you keep going on this path an